Wednesday, April 29, 2009

Travel Rewards Credit Card Comparison

Since I have owned several Travel Rewards Credit Cards over the last few years (owned and actually used), I figure I will do a summary recap here for my own, and for my readers (if any, look at my RSS count)







Travel Infinite



TD Gold Elite
 


AMEX Aeroplan Plus


CIBC Aerogold Infinite



Jerry's summary


Good for travel expenses or redemption

Good for auto club

Annual fee makes it harder to break even

Annual fee makes it harder to break even





1.5% return is good








VISA accepted almost everywhere






Type


VISA

VISA

AMEX, Charge card

VISA



Annual Fee


$120 (waived with Select Service)

$99 (waived with Select Service)

$120, not waivable

$120, not waivable ($75 credit may be given)



Rewards


$1 charged = 3 points, $1 via TD Travel = 9 points

10000 pts = $50.

1% Cashback

1 Aeroplan for $1

1.25 for $1 after $10000

1 Aeroplan for $1

1.5 for $1 for Gas/Grocery/Pharmacy



Return %


1.5%~4.5%

1%





Signup Bonus


20000 points = $100

None

10000 Aeroplan miles

15000 Aeroplan miles



Extended Warranty


Yes

Yes


No



Price Protection


Yes

Yes


No



Travel Accidental Insurance


up to $500000

up to $500000

up to $500000

up to $500000



Trip Cancellation Insurance


$1000/person, automatically included


No

optional



Trip Interruption Insurance


$5000/person, automatically included

$5000/person, automatically included

No

Yes



Travel Medical Insurance


8-day trips for under 65


No

15 days



Delayed/Lost Baggage


up to $1000/person

up to $1000/person

up to $500

Yes



Car Rental Insurance


Collision/Loss Damage Insurance

Collision/Loss Damage Insurance

Yes




Auto Club


No

Yes

No

optional



Rental discount


Budget

Budget

No

Avis



Supplmentary Card


$50, can be waived

$39, can be waived

2 FREE ($50 each)

$50

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