Thursday, February 26, 2009

Proud to be a TD Canada Trust customer

After spotting this article in the Globe & Mail - TD tops online survey ranking and having called TD yesterday, I felt writing a compliment for my favorite bank, and here are the reasons why
  • Waived NSF fee of $42.50 when PC Financial accidentally withdrew the same transfer "twice"
  • EasyWeb incorporates and displays ALL TD products I have in a easy to read format (bank accounts, VISA, mortgage, brokerage)
  • TD Waterhouse remains one of the best few brokerages I have used, and low commission of $9.99
  • Their Get-iPod-for-switch-to-TD promotions were very effective, I have gotten 3 iPod Shuffle and 3 iPod Nano's out of them. Free stuff is never bad
  • TD has longest hours among 5 Canadian banks, very convenient for me to drop by after work
    • Monday-Friday 8 am - 8 pm
    • Saturday 8 am - 4 pm
  • TD provides mandarin phone lines for both EasyLine and Waterhouse
    • EasyLine 1-800-387-2828
    • Waterhouse 1-800-838-3223
  • Having more assets at TD = more barganing power
    • Lower mortgage rates
    • Fees reduction/reversal
    • Annual fees waived for all TD Gold VISA's, free Borderless USD account and VISA
  • Most importantly of any business = Customer Service, and TD is second to none, enough said (well, maybe on par with American Express)

2 comments:

  1. Another new feature released today
    - Customers can order foreign currency online, and pick up in branches in 3-5 days. Funny

    TD just kept adding foreign-currency features, which I use
    - Pay off USD VISA online from USD accounts (payment methods used to be Money Order or Branch only)
    - Competitive USD-CAD exchange rate (discount if you're TDW customer as well) and instant exchange

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  2. Taken from SmartCanucks.ca Safest Banks in Canada

    Global Finance magazine named the World’s 50 safest banks this year. These banks were selected through a comparison of the long-term credit ratings and total assets of the 500 largest banks around the world. Ratings from Moody’s, Standard & Poor’s and Fitch were used.

    Here’s how Canadian banks ranked:

    10. Royal Bank of Canada
    14. Toronto-Dominion Bank
    23. Scotiabank
    33. Bank of Montreal
    43. CIBC

    Another +ve reason to be a TD customer

    ReplyDelete